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Dictionary

This dictionary includes internal, external and technical terms used in the BankAxept ecosystem. This is intended to be a general lightweight reference to reduce confusion and improve communication.

Term Explanation
API Application Programming Interface
DES Digital Enablement Service
DES Digital Enablement Service. A BankAxept platform for tokenization and payments.
GW Gateway
HCE Hosted Card Emulation
ID&V Identification & Verification
Issuer Processor Defined as an entity processing on behalf of an Issuing Bank. In Norway this is typically TietoEvry or SDC.
KIB Kontant i Butikk (Cash in Store), a BankAxept supported solution for withdrawing cash in an store.
LCM Lifecycle Management
OEM Original Equipment Manufacturer Wallet also referred to as xPay Wallets.
PAR Payment Account Reference
PCR Processor Control Record, transaction processing machine at issuer processor. As BankAxept operates cobadged with VISA it requires a specific PCR for support.
POS Point of Sale
SMP Secure Mobile Platform
TID Trace Identifier
TLS Transport Layer Security
TSH Trusted Service Hub.
TSM Trusted Service Manager
TTL Time-To-Live
TranID TransactionId, referencing the value used to verify transactions while testing.
URL Uniform Resource Locator
dPan Dynamic PAN (The token)
fPan Funding Pan (The card)
xPay A wallet from an Original Equipment Manufacturer or an operation system provider. Such as Apple Pay.